Investments that can grow as they do
The abrdn Investment Plan for Children lets parents, grandparents and family friends invest easily in our investment trusts on behalf of a child.
You may want to invest for school or university costs, to help buy a first home – or simply to give a child a great start when they come of age. Whatever the aim, our investment trusts allow you to harness the long-term potential of a wealth of markets and sectors to help grow capital.
You can invest in a wide range of our investment trusts starting at as little as £30 a month or a £150 one-off sum. The Plan can be set up as a ‘designated account’ so it will be taxed in the adult’s name. Or you can ask a solicitor to set up a ‘bare’ trust so the plan can be treated and taxed as the child’s own.
The value of investments and the income from them can go down as well as up and you may get back less than the amount invested.
Feature of the plan
- Can be set up by parents, grandparents or family friends*
- Minimum investment: £30 per month or £150 lump sum
- Freedom to stop and start contributions without penalty
- No initial plan charges – only annual management charges**
- No fixed term – plans set up in a bare trust can’t be accessed until child is 18*Subject to certain criteria being met – see the brochure or application form for terms and conditions.
** Government stamp duty of 0.5% applies on share purchases; all publicly-traded shares can be subject to a ‘spread’, which means their current selling price may be lower than their current buying price.
Investment trusts explained
Get to know all about these unique investment funds and the benefits they can offer to your investment portfolio.
Invest with abrdn online
Use our secure online service to set up and invest in our Investment Trust Share Plan, Children’s Plan or ISA – and check your investments at any time.
abrdn Investment Trust Share Plan
Our Investment Trust Share Plan provides a flexible way to invest lump sum or monthly amounts in investment trusts outside of an ISA. You can invest up to £25,000 online and returns are taxable.
abrdn Investment Trust ISA
If you’re UK resident and over 18, you can invest up to £20,000 a year in our Investment Trust ISA (or £40,000 if you’re a couple) Any growth or income on your investments will be earned free of any further tax*.
Invest on other online platforms
As well as investing through abrdn’s online service, you can invest in our investment trusts through a range of other leading platforms and share-dealing services if you prefer.
Need any help?
We aim to respond to emails in 5 working days. Email is not a secure form of communication. Please do not send any personal or sensitive information.
Our Investor Helpline is available 9am to 5pm, Monday to Friday.
Write to us
abrdn Investment Trusts
PO Box 11020